Things you should know
You must be enrolled into Medicare Part A & Part B to be eligible for a Medicare Supplement or Medicare Advantage.
You can enroll Three months before, the month you turn 65 or three months after
Medicare Supplement---You pay private insurance a monthly premium.
When enrolling into a Medicare Supplement Plan, you should enroll into a prescription drug plan or you are subject to a late penalty.
These are managed care plans usually a PPO or HMO.
You use the card that you get from the
plan for your health care.
Most of these plans have extra benefits, and lower co-payments than Original Medicare.